Purpose of This Website
Prairie Ridge Solutions provides information about:
- Life insurance
- Indexed Universal Life (IUL)
- Annuities
- Medicare options
- Estate and trust planning services
- Health, vision, and dental insurance
- Other related financial and insurance topics
- Information on this Site is for educational and informational purposes only and is not legal, tax, or financial advice.
Eligibility
Use of the Site
You agree not to:
- Use the site for unlawful purposes
- Attempt to hack, disrupt, or interfere with the website
- Collect personal information about other users
- Submit false or misleading information in forms
- Copy, reproduce, or distribute Site content without permission
- We reserve the right to refuse service to anyone who violates these Terms.
No Guarantees or Financial Advice
Information, calculators, charts, and product descriptions are general examples only.
We do not guarantee:
All insurance products are subject to underwriting, carrier approval, and state regulations.
Always consult a licensed professional before making decisions related to insurance, estate planning, or financial matters.
We do not guarantee:
- Insurance approvals
- Policy performance
- Contract features
- Coverage eligibility
- Pricing or rates
- Investment returns
All insurance products are subject to underwriting, carrier approval, and state regulations.
Always consult a licensed professional before making decisions related to insurance, estate planning, or financial matters.
Quotes, Applications, and Communications
When you submit your information through our forms, you:
We never sell or rent your information.
(See ourPrivacy Policy for details.)
- Authorize us to contact you by phone, email, or SMS
- Acknowledge that submitting information does not create a client-advisor relationship
- Understand that all insurance applications are handled through licensed agents and carriers
We never sell or rent your information.
(See our
Intellectual Property
All content on the Site — including text, graphics, logos, icons, downloads, and layout, is the property of Prairie Ridge Solutions unless otherwise stated.
You may not copy, modify, distribute, sell, or reuse any Site content without written permission.
Third-Party Links
Our Site may link to:
We are not responsible for the content, accuracy, or privacy practices of third-party websites.
- Insurance carriers
- Government resources
- Educational articles
- External service providers
We are not responsible for the content, accuracy, or privacy practices of third-party websites.
Disclaimer of Warranties
The site is provided “as is” and “as available” without warranties of any kind.
We do not guarantee:
Use of the site is at your own risk.
- The site will always be available
- Content is error-free or complete
- That the Site is free of viruses or security threats
Use of the site is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, Prairie Ridge Solutions is not liable for:
Your sole remedy for dissatisfaction with the Site is to stop using it.
- Errors or inaccuracies in content
- Any damages arising from website use
- Losses related to insurance decisions
- Delays, interruptions, or data loss
- Actions taken based on information from the site
Your sole remedy for dissatisfaction with the Site is to stop using it.
Indemnification
Changes to These Terms
Governing Law
How to Contact Us
If you have questions about this Privacy Policy or our data practices, contact us at:
- Email: info@prairieridgesolutions.com
- Phone: (308) 218 3485
- Website: https://prairieridgesolutions.com/contact
Last Updated: 11/15/25